I have been trying to purchase a house for at least 3 years and it has been a struggle. I initially started off with NACA back in 2011 and was very consistent with them sending paperwork and after 6 months I got denied by the underwriter. I was never able to get assistance after that to resubmit my file, so I gave up. You know that feeling when you just know it’s not meant to be. I began filling hopeful again towards the end of 2013, so I decided to work on my credit so I could have a solid chance this time. By May 2014 my score was increasing quite nicely, but it was still not a 640, but around a 625-630. In May 2014 I met someone who told me about Operation Hope and I signed up for their June 14th class. I had just had knee surgery so it was a struggle attending a class for 8 hours, but I went and I was very glad that I did or I wouldn’t be able to tell you about how I purchased my house in 30 days.
After attending that class on a Saturday, I received a call on the following Tuesday from Bernetta the realtor with Frank Edmonson who was the real estate presenter at the class. On that Tuesday my life changed, I got pre-approved with Kim Arrington at Southeast Mortgage and by Saturday I was out looking at houses. I found my house on Tuesday, June 24th I put in a bid and it was accepted. I was in shock, everyone kept asking me are you excited; I was like this is unreal. On July 28, 2014 I closed on my house and the process with Operation HOPE really did give me HOPE! The people involved with this program have a true desire to help you and see you through to the end and I am thankful for the opportunity.
Thank you Operation HOPE,
LaToya M. Lott