John Hope Bryant

Solving Poverty: Financial Illiteracy Is Everywhere -- Rich and Broke -- Middle and Broke -- We're All Broke

Financial literacy may not be a sexy topic, but financial illiteracy is literally everywhere. And in this new economic age we all live in today, it's wrecking lives, hopes and dreams both large and small.

The number one cause of divorce, is money.
The number one reason for domestic abuse, is money.
The number one reason why police get injured on the job is not car chases or shootouts, but domestic abuse calls. 
The number one reason why minorities (and increasingly mainstream America too) drop out of college is not grades or GPA, but money.
The number one cause for heart disease is stress, so says the American Heart Association. The number one reason for stress – money.

Financial illiteracy is no longer the thing we assign to the so-called poor, and those without a college degree, or a degree of material success.  It is something that now effects and impacts all of us, and we need to do something about it. Now.  But before we put out the urgent call to our elected officials, we need to also look at ourselves, our own lives, and our own decisions. 

A Teacher-Leader Testimonial on our work from Operation HOPE South Africa

 

 

 

Good Afternoon Mr John Bryant  I do hope that I find you well. I would like to thank you for sparing your time and effort to come and address my learners at Sandtonview Combined School, on Monday the 22rd of April 2013. Your presentation was so inspiring to me as the Educator/Teacher at the school working with the learners everyday and to the learners at large. Its always good to hear from the "best of the best" in entrepreneurship in the world. We as a school were so fortunate and privileged to say the least. According to your stuff members, this was a first in South Africa where a programme was started and we were first to have a one on one conversation with the founding father of the organisation.    I would like extend my sencere gratitude to you once again for giving one of my learners, the opportunity of a lifetime, a paid internship with your organisation on completion/graduation. This has already motivated the youngster to even do better in his school-work and in terms of his behaviour right here at school. All the young business learners are so earger to follow in your footsteps and that of your partner Natasha Foreman. The opportunity that you have given these learners is on that they will never forget in their lifetime. In addition I have also learnt, in my personal capacity as an Educator, various life changing lessons through your presentation. Your use of Twee and George in the selling of drugs and their death brought tears to my eyes. You know why? Its just because I am sitting in this classroom in front of my learners, some of whom are already using these drugs and its painfull as you see them destroying their own lives and what you tell them they do not even listern to you due to a variety of factors. Sir, your example on pregnant school girls, a reality that I see each and every teaching day of my life. I keep hoping that the ones that I have managed to inspire and brought to Operation Hope's Banking On Our Future programme will be inspired as iI did and be able to take their lives into a better future. Alutah continua with "Operation Hope" in South Africa and through-out the world as it is the only vehicle that will drive hunger and under-development from our continent.  May the Almighty protects you from all forms of evil so that one day I will meet you again and relieve to you my own personal life journey that I would have travelled. Regards Ganyiwa Isaac Educator: Sandtonview Combined School, South Africa

 

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Banking on Our Future and 100 HOPE Corps Volunteers Bring Financial Literacy Empowerment to Silver Springs, Maryland

Recently my Operation HOPE, Washington, DC and Operation HOPE, Maryland teams came together and had a very successful Banking on our Future volunteer event at Francis Scott Key Middle School in Silver Spring, MD. There were over 100 HOPE Corps volunteers present and involved, and included employees from the U.S. Office of the Comptroller of the Currency, Women in Housing and Finance, Capital One, Fannie Mae, M&T Bank, Bank of India, BB&T Bank, Sandy Spring Bank, Bank of America, First Mariner Bank, FDIC, City First Bank, ETrade Bank, Wells Fargo, Bank of Georgetown, and FINRA.

A special thank you to my friend and financial dignity supporter, Maryland State Comptroller Peter Franchot, who teamed up with US Comptroller of the Currency Barry Wides to teach a Banking on Our Future financial literacy class. Maryland Comptroller Franchot and US Deputy Comptroller Wides also spoke to the volunteers about Franchot's mission to get each county in Maryland to adopt a graduation requirement for a financial literacy class in the senior year. Severak counties have already signed on to support this financial dignity leadership initiative of Comptroller Franchot.  Operation HOPE certainly supports him.

A special acknowledgement to Jackie Starr, who is our Operation HOPE market president for the Washington, D.C. and Maryland.

Operation HOPE, Washington, DC and Operation HOPE, Maryland are part of the larger mission of Operation HOPE, which is now a leading global provider of financial literacy to financial dignity empowerment services for the underserved, the working poor and the struggling middle class.

With 2 million clients served, 20,000 HOPE Corps volunteers, and more than $1.5 billion in private capital directed into America's low wealth and underserved communities, creating thousands of homeowners, small business owners and entrepreneurs over the past 20 years, Operation HOPE is making a difference.  But we cannot achieve our mission alone.  We cannot seek to advance the final work of Dr. Martin Luther King, Jr., eradicating poverty and achieving a measure of economic justice for all, alone.

Operation HOPE operates the HOPE Financial Dignity Center Atlanta at Ebenezer Church, located on the campus of the King Center and as the anchor tenant of the Martin Luther King, Sr. Community Resource Complex.  Martin Luther King, Sr, or "Daddy King" as he was called, co-pastored Ebenezer Church with his son Dr. Martin Luther King, Jr. during the civil rights movement, and served on the board of a bank for 40-years; a little known fact.  Daddy King was also focused on making free enterprise work for all, as his son was focused in the last years of his life on poverty eradication and economic justice.

The mission of Operation HOPE is civil rights to silver rights, or making free enterprise work for all.

 

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John Hope Bryant and Operation HOPE Team Visits South Africa This Week

I am honored to be spending the week in South Africa this week, focused on our silver rights empowerment work at Operation HOPE, South Africa, being done in more than six provinces in the country.  

While here I will be encouraging a spirit of entrepreneurship, small business ownership and what I call individual job creation (self-employment projects) amongst the generation of young people coming up today in the country.  

These young people have benefited from the incredible and life-changing civil rights justice work done by the likes of former President Nelson Mandela, and my friend Archbishop-Emeritus Desmond Tutu, but all too often these same young people are not seeing that history and tradition translate into what I would call silver rights empowerment opportunities for all, today.  And that means they are then less interested in school, less interested in their families, less interested in "doing right," and less hope for themselves. And the most dangerous person in the world, is the person with no hope.

Our financial literacy work started here 6-years ago has been helpful, and I want to publicly thank the likes of Angela Motshekga, Sean Cleary, Ambassador Andrew Young and former mayor Herman Bailey, all who encouraged me early on to start the office here.  That said, it is not enough. 

John Hope Bryant and Operation HOPE at SEDCO Holdings, Saudi Arabia: Sparking the Entrepreneurship Generation

 

Volunteers bring financial wisdom with BANKING ON OUR FUTURE, into Atlanta area middle school

 

Operation HOPE teamed up with students from GSU's Andrew Young School of Public Policy to teach McNair Middle School students a life lesson in financial literacy and financial dignity they won't soon forget. BANKING ON OUR FUTURE.

 

Operation HOPE, and our Banking on Our Future Youth Financial Literacy to Financial Dignity Movement

What Operation HOPE does differently around youth financial education is really our delivery approach, which is right brain-left brain, or behavioral economics first.  Operation HOPE has teed up the largest urban delivery system for financial literacy education, and with it financial dignity empowerment, in the country. Increasingly, other countries as well.

Today, Operation HOPE and our award-winning Banking on Our Future program is the largest youth urban delivery system in American for financial literacy education and financial dignity empwerment tools, programs and services.

John Hope Bryant, founder, Operation HOPE

 

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CNN Highlights Operation HOPE, Banking on Our Future and the Power of Financial Literacy on Inner-City Decision Making

 

This video piece from CNN, which is scheduled to air this week, clearly shows the power of financial literacy and financial dignity in the lives of inner-city youth and their decision making. The piece also features new friend to HOPE Russell Simmons, who was a closing speaker at our recenty HOPE Global Financial Dignity Summit on November 14th-15th, 2012 in Atlanta, Georgia.

Check it out and let CNN know what you think.  Write them a letter and share the video through socal media with family and friends.  Let's start a new conversation with and for our youth.

This is a new silver rights empowerment movement for a new generation of future leaders.

Let's go.

 

John Hope Bryant is a thought leader, founder, chairman and CEO of Operation HOPE and Bryant Group Companies, Inc. Magazine/CEO READ bestselling business author of LOVE LEADERSHIP: The New Way to Lead in a Fear-Based World (Jossey-Bass), the only African-American bestselling business author in America, and is chairman of the Subcommittee for the Under-Served and Community Empowerment for the U.S. President’s Advisory Council on Financial Capability, for President Barack Obama.  Mr. Bryant is the co-founder of the Gallup-HOPE Index, the only national research poll on youth financial dignity and youth economic energy in the U.S. He is also a co-founder of Global Dignity with HRH Crown Prince Haakon of Norway and Professor Pekka Himanen of Finland. Global Dignity is affiliated with the Forum of Young Global Leaders and the World Economic Forum.  Mr. Bryant is a thought leader represented by the Bright Sight Group for public speaking. Mr. Bryant serves on the board of directors of Ares Commercial Real Estate Corporation (NYSE: ACRE), a specialty finance company that is managed by an affiliate of Ares Management LLC, a global alternative asset manager with approximately $59 billion in committed capital under management as of December 31, 2012. 

John Hope Bryant Shares Vision on Banking On Our Future

 

A Powerful Resource for Youth: Banking On Our Future Online

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